Comparing plans can be confusing. That's where easy pricing plans come in. "Easy pricing" plans all share the same structure, so you'll be able to compare plans side by side to see which is the best fit for you.
What parts of the plan are standard?
Copays, coinsurance, and deductibles are the same for all Standard Plans for a given metal level. For example, all Standard Gold plans might have a $30 copay to see your primary care provider, and all Standard Bronze plans might have a deductible of $9,100.
What parts of the plan can change?
The monthly premium will be different from insurer to insurer. You'll be able to more easily compare all standard plans across insurers and choose the most affordable one. You can also see which plan has your favorite doctor in-network, since you know the copay to see her will be $30 on any of these plan.
What do these plans look like?
These plans generally include some benefits before you reach the deductible. As soon as coverage starts, you’ll usually pay only a copayment for:
- Doctor and specialist visits, including mental health
- Urgent care
- Physical, speech, and occupational therapy
- Generic and most preferred drugs
These plans are easier to compare because they have the same out-of-pocket costs within their health plan category, like:
- Deductibles
- Out-of-pocket maximums
- Copayments and coinsurance
Where to find easy pricing plans
These plans are all marked with an "Easy Pricing" label. You can also filter health results to see only easy pricing plans.