Managing everything going on in your calendar can be challenging because — let's face it — life gets busy. So to help you stay up to date on your health insurance, we have compiled the most important dates to look for and write into your calendar. This way, you won't miss important deadlines and will have time to research plans beforehand.
November 1: Open Enrollment
Open Enrollment is when you can start signing up or adjusting your health insurance plans on the Marketplace. Open Enrollment is usually open for a few weeks and is the only time you can sign up for health insurance unless you have Special Enrollment. Some states choose to have State Marketplaces, which can sometimes affect the start of their Open Enrollment. Follow the links to learn more about Open Enrollment, Special Enrollment, and State Marketplaces.
December 15: Close of Open Enrollment for Plans that start on January 1
Open Enrollment has two dates it closes. For your plan to begin on January 1, you must have enrolled in the plan before December 15. These dates are set by the government and can move based on circumstances.
January 15: Close of Open Enrollment for Plans that start on February 1
The second and final closing of Open Enrollment is on January 15. By January 15, you must have enrolled in a plan that begins on February 1 or you won't have insurance for the year. These dates are set by the government and can move based on circumstances.