Copays (or copayments) in health insurance are flat fees that you pay on the spot for medical care. Copays cover your portion of the cost of a doctor's visit or medication.
This does not count toward your deductible and is paid every time you go to the doctor or fill a prescription.
How much are copays?
The cost of copayments varies by insurance plan. Some services don't require a co-pay, and not all health insurance plans have co-pays (in a similar way that some plans have a $0 deductible).
You should be able to find your copay amount either in your insurance documents or on your insurance card. Generally, plans with lower monthly premiums have higher co-pays.
Copays still making you crazy? Your Catch Benefits Advisor can help. Schedule your free consultation today.