Benefits for the Self-Employed

Question 1

Is Personal Payroll tied to the government?

Accepted Answer

Short answer? No. Catch is not reporting transactions to the US or your state’s government. Longer answer? Our product is useful because it can automatically send the IRS your tax obligations on income you’ve earned as a freelancer or someone who is self-employed. However, you should know that automatic tax payments are *optional* at Catch. You can choose to set money aside and send tax payments to the government for how much and at what time you think is right. Ultimately, you’re responsible for paying the obligation on your income. What we do is make it simple to take care of it. At the end of the day, though, you get to choose how much is set aside and submitted to the IRS. We know that you know your needs and obligations better than we do.

Question 2

How long does it take?

Accepted Answer

Two minutes or less. You provide some basic information to verify yourself, your plan, and your estimated income. We take care of the rest. We don’t route you to other sites, ask you to send any forms, or make you wait some number of business days. Within minutes, Premium Slasher tells you if you’re eligible, calculates your savings, and files the necessary paperwork in the background so that you’re saving money on health insurance on your next payment.

Question 3

Am I eligible?

Accepted Answer

If you have health insurance through your state or the federal Marketplace, then you’re eligible. Nine out of ten people with Marketplace plans qualify for an average of $524 in savings each month.

Question 4

How do I apply savings?

Accepted Answer

Your savings are automatically applied to your premium once you’ve linked your plan to Catch, so you don’t have to do anything else. What’s more, once you’ve gone through Premium Slasher, Catch will regularly check for additional credits that could cut your bill and alert you when there are new opportunities to save.

Question 5

When will I start saving?

Accepted Answer

On your next payment. Specifically, on the first day of the month after you used Premium Slasher.

Question 6

How does Catch save me money?

Accepted Answer

Catch searches billions of dollars in government tax credits and finds everything you're qualified for. We'll get your tax credits at the time of enrollment and lower your premiums from Day 1.

Question 7

Am I qualified for health insurance?

Accepted Answer

If it's not Open Enrollment, you are eligible to enroll in health insurance if you've experienced a Qualifying Life Event. Catch can help you determine your eligibility when you complete your application.

Question 8

Am I able to keep my doctors?

Accepted Answer

You'll be able to search if your doctors and prescriptions are listed as part of the plan you select. But keep in mind, doctors can change what insurance they accept, so it's always best to check with your doctor directly to make sure you're covered.

Question 9

Key dates by state

Accepted Answer

Open Enrollment begins on November 1, 2024 and ends on January 15, 2025 in most states. To check your state’s key dates and deadlines, view Catch’s guide [here](https://catch.co/guides/health).

Question 10

How to pick a plan

Accepted Answer

When picking a plan, consider how often you expect to utilize care, doctors or prescriptions you need covered, as well as your monthly budget. Explore plans and see if you’re eligible for savings [here](https://catch.co/explorer/zip).

Question 11

Key terms and costs

Accepted Answer

In addition to your monthly premium, it’s important to evaluate your plan’s deductible, out-of-pocket maximum and any copays or coinsurance. Learn more about each of these terms [here](https://catch.co/guides/health).

Question 12

Type of coverage

Accepted Answer

We offer the same great Aetna CVS Health plans that are available on HealthCare.gov. These Individual and Family plans are compliant with the Affordable Care Act and include the 10 Essential Health Benefits, like free preventive care. Explore plans [here](https://catch.co/explorer/zip).

Question 13

Frequently Asked Questions

Accepted Answer

Still have questions? Check out the complete guide [here](https://catch.co/guides/health) or [contact Catch](https://catch.co/contact).

Question 14

Get help from Catch

Accepted Answer

Need assistance from Catch? We’re here to help. You can reach us through chat, [email](mailto:aetnacvshealth@catch.co) or call us at [833-313-7170 (TTY 711)](tel:18333137170).

Question 15

What kind of health insurance can I get through Aetna CVS Health and Catch?

Accepted Answer

We offer the same great Aetna CVS Health plans that are available on HealthCare.gov. These Individual and Family plans are compliant with the Affordable Care Act and include the 10 Essential Health Benefits, like free preventive care.

Question 16

I’ve signed up for Aetna CVS Health. Now how do I access the free financial tools?

Accepted Answer

Great news! Eligible Aetna CVS Health members can access Catch’s financial tools [here](#).

Question 17

How much does it cost to use Catch’s tax and savings tools? Is it really free?

Accepted Answer

Catch’s tax and savings tools are absolutely free to use. Already have an Aetna CVS Health plan? Start saving [here](#).

Question 18

What is Catch?

Accepted Answer

Catch helps independent workers freelance fearlessly. From health insurance to tax and savings tools, Catch’s all-in-one benefits platform helps you create the safety net you deserve, so you can stay focused on what you love.

Question 19

How does Catch keep my info safe?

Accepted Answer

Trust is at the heart of everything we do. Catch upholds strict standards of data privacy and security, and we test our systems regularly to ensure we’re doing the best we can to keep your data safe. You can learn more about how we secure your data in our Privacy Policy [here](https://catch.co/legal/privacy).

Your safety net, made simple.

Find health, dental, and vision insurance that fits your life.

Get insurance with Catch

Enter your info. Share what's most important to you, like how you plan to use your health coverage.

Review recommended plans. We'll show you the plans that work best for your needs, goals, and budget.

Get coverage (and peace of mind). Once you've chosen a plan, we'll help you apply and enroll. We'll also check for savings.

Want help? Meet your Catch expert.

Our team is ready to support every step of the way. We’ll help you find the insurance plans that fit you best, at no cost to you.

We do the research. You get the benefits.

Tailored for you. We sift through hundreds of plans to find the right ones for you.

The best plans at the best price. We apply tax credits instantly. You might be surprised at what you can save!

Absolutely free. Our service is available at no cost. We're a broker, which means we may earn a commission off of insurance you buy.

Trusted by people like you.

Sarah made sure I was getting all the savings I was eligible for on health insurance. I can't thank you enough. You saved me a lot of money.

Catch helped me save about $650 per month on my health insurance. If you buy your own insurance, you have to check it out.

Build your safety net the simple way.