Do I really need health insurance?




In a perfect world, accidents and illness wouldn't happen. Unfortunately, 2020 has taught us that we don't have control over much of what happens in life. One thing you do have control over is ensuring you and your family have health insurance for those unexpected times.

What about the cost?

We get it: health insurance can be expensive and often there are other expenses competing for your hard earned money.

But, even routine illnesses or injuries can result in large medical bills. With health insurance, you can control those costs and make sure medical bills don't turn into medical debt.

Paying a set amount each month means you'll have coverage when you need it. If something happens (like you break your arm or get sick), insurance plans cap the maximum amount you'd have to pay in a year. And, once you meet your deductible, insurance will share the cost of care even before you hit your out-of-pocket max.

Is there any way to pay less for health insurance?

Definitely. There are several ways that you can save money on your health insurance plan.

When you apply for insurance through Catch, we'll make sure we find every possible discount and subsidy available to you. That means, if there is a way to save money on things like your monthly premium, we'll help make sure you do.

Check out our help article about subsidies here.

This website is operated by Catch Financial, LLC. (“Catch”); Catch Money, LLC (“Catch Money”); and Catch Insurance, LLC (“Catch Insurance”). See licenses.
Banking
Catch Money is a financial technology company and is not a bank. Banking services provided by TransPecos Banks, SSB, Member FDIC. Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.
Health Insurance
Attention: This website is operated by Catch Insurance and is not the Health Insurance Marketplace® website. In offering this website, Catch Insurance is required to comply with all applicable federal law, including the standards established under 45 CFR §§155.220(c) and (d) and standards established under 45 CFR §155.260 to protect the privacy and security of personally identifiable information. This website may not support enrollment in all Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace® website. For enrollment support in all available QHP options in your state, go to the Health Insurance Marketplace® website at HealthCare.gov.